Hudson Healthcare underwrites claims-made medical malpractice insurance primarily on a non-admitted basis through appointed brokers with extensive knowledge of healthcare liability insurance. Hudson Healthcare professionals are based in Napa, CA, and Chicago, IL, with risk management consultants strategically located around the country. Our team of professional underwriters, actuaries, risk consultants, and claims adjusters, all of whom have numerous years of experience in the medical malpractice insurance marketplace, work closely with regional brokers to provide valuable resources and solutions to our customers. A key factor in setting Hudson Healthcare apart from our peers is our aggressive claim defense philosophy. We defend aggressively those cases that are defensible and settle indefensible cases quickly.

In addition to the healthcare providers and facilities listed below, we also offer a Nurse's liability program exclusively through Lockton Affinity LLC.  Please visit for details about this program.

Our Underwriting Appetite Includes:

  • Individual Physicians and Small Physician Groups of up to 9 members (primary)
  • Physician Groups of 10 or more (primary and up to $4,000,000 in excess)
  • Hospitals of any size (primary and up to $15,000,000 in excess)
  • Other healthcare facilities, including surgery centers, labs, tissue banks, etc.
  • Select Market– Healthcare risks that pose unique underwriting challenges including but not limited to litigious jurisdictions and high risk specialties (not all coverage features are available for these risks.)

Maximum Limits:

Physician Groups – Up to $5,000,000

All entities will share the limits of insurance with the physicians unless a separate limit has been provided for an additional premium charge.

Hospitals – Up to $15,000,000


Various deductible and self-insured retention options are available, although in most cases we are willing to consider first-dollar coverage.

Claims Trigger:

Notice of Incident

Tail Coverage:

We offer tail coverage with pricing done at the time coverage is requested.

Prior Acts Coverage:


Consent to Settle:


Minimum Earned Premium:

0 to 25% depending on risk

Contact an Underwriter