Legal Notice

Terms and Conditions of Use

This website is maintained by Hudson Insurance Group on behalf of itself and its affiliates. Your use of this website is subject to the terms and conditions set forth below. By accessing, browsing or using this website, you acknowledge that you have read, understood and accept these terms and conditions and agree to comply with all applicable laws and regulations. Hudson Insurance Group reserves the right to modify these Terms, or to change or add/remove features of this website.

Disclaimer of Warranty

This website has been prepared solely for the purpose of providing information about Hudson Insurance Group and its products and services. This website and the information provided herein, including any references to Hudson Insurance Group’s products and services, are provided "as is," without any warranty or implied term of any kind. Hudson Insurance Group will make reasonable efforts to maintain accurate, reliable and current information on the website, but Hudson Insurance Group makes no warranty or representation as to the completeness or accuracy of the information contained on this website. You understand and acknowledge that this information may be incomplete, may contain errors or may have become out-of-date. Hudson Insurance Group makes no commitment, and expressly disclaims any duty, to update any such information or reports contained on the website. Hudson Insurance Group reserves the right to add, modify or delete any information on this website at any time without notice.

Intellectual Property

The materials contained on this website, including its design and the images, information, and other content are the property of Hudson Insurance Group and are protected by copyrights, trademarks, trade names, service marks and other intellectual property and proprietary rights. No material from this website may be copied, reproduced, downloaded, published, broadcast or distributed, in whole or in part, other than for your own non-commercial reasons, without the express written consent of Hudson Insurance Group.

Safe Harbor

This website may from time to time contain information that may constitute forward-looking statements and such statements are made pursuant to the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the actual results, performance or achievements of Hudson Insurance Group to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. Such factors include, among others, the following: the occurrence of catastrophic events with a frequency or severity exceeding Hudson Insurance Group's estimates; the lowering or loss of one of Hudson Insurance Group's financial or claims-paying ratings, including those of Hudson Insurance Group's subsidiaries; changes in interest rates; changes in premium volumes; increased competition; regulatory and legislative changes; changes in loss payment patterns; changes in estimated overall adequacy of loss and loss adjustment expense reserves; changes in key management personnel; changes in general market or economic conditions; and other factors which are described in OdysseyRe's filings with its regulators.

Nothing in this website is intended to provide any investment recommendation, advice or service or to constitute an offer to buy or sell any securities or financial instruments.


Links on this website to other websites not under the control of Hudson Insurance Group are provided solely for your convenience. Hudson Insurance Group is not responsible for and cannot guarantee the quality, accuracy, or timeliness of those websites. You agree that you visit any and all such linked websites at your own risk and that it is your responsibility to take all necessary protective measures against computer viruses, worms and any other cyber-security risks. You acknowledge that the linkage to such web sites does not represent or constitute an endorsement or adoption by Hudson Insurance Group of the views expressed, or of the products and services sold, on those web sites. You acknowledge that Hudson Insurance Group’s linking to such websites does not represent or constitute an endorsement or adoption by Hudson Insurance Group of the views expressed, or of the products and services sold, on those websites. Questions about the content of those websites should be directed to their respective authors.

A hypertext link from your website(s) to this website is not permitted, unless Hudson Insurance Group has provided prior express written permission. To request such permission, send a message via e-mail to

Limitation of Liability

In no event will Hudson Insurance Group or any of its affiliates have any responsibility or liability to any party for any damages of any kind arising out of or in any related to (i) your access to, or use of, this website; (ii) your failure to be able to access the website; (iii) your reliance upon any of the information provided on this website; or (iv) your accessing of any other website not under the control of Hudson Insurance Group by means of a hyperlink located on this website.


Hudson Insurance Group does not collect personally identifying information from visitors to this website unless provided by the visitor or the visitor's browser. Hudson Insurance Group has adopted policies to protect the confidentiality of your personal information, including Social Security numbers, and to limit access to those with a need to know such information. Hudson Insurance Group will not use information provided through your use of this website, except to respond to direct inquiries or to measure traffic and traffic trends at this website. Hudson Insurance Group does not provide or sell any of this information to third parties. Hudson Insurance Group does not currently use "cookies," i.e., files written to the visitor's computer that are used by some websites for record-keeping or to remember certain information about visitors.

Hudson Insurance Group reserves the right to change its policy regarding cookies and the collection of information from visitors at any time without advance notice. Should any new policy be put into effect, Hudson Insurance Group will post it on this website, and the new policy will apply only to information collected thereafter. Any such policy will permit visitors to "opt out" of the collection of any personally-identifying information.

Please also refer to our Insurance Information Practices.


These terms and conditions of use will be governed by and construed in accordance with the laws of the State of New York of the United States of America (“U.S.”), without giving effect to any principles of conflicts of laws. You agree that any action at law or in equity arising out of or relating to these terms and conditions shall be filed only in the state or U.S. federal courts located in New York and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. If any provision of these terms and conditions shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and conditions and shall not affect the validity and enforceability of any remaining provisions.